List Of Insurance Providers For UST Financial Responsibility Requirements
EPA’s financial responsibility requirement states that underground storage tank (UST) owners and operators pay the costs of cleaning up leaks from USTs and compensate third parties for bodily injury or property damage resulting from leaks. 40 CFR Part 280, Subpart H, the UST financial responsibility regulation, allows UST owners and operators to choose from a variety of financial mechanisms to comply with the regulation. One of the financial mechanisms is the use of insurance.
EPA compiled this list of insurance providers based on information we received from them. UST owners and operators may find that these providers can help you obtain UST insurance that fulfills your financial responsibility obligation.
On this page:
- List of insurance providers
- UST owners and operators must demonstrate financial responsibility
- More information about financial responsibility for USTs
- Who’s who? Insurance provider, agent, broker
- How to add your provider to EPA’s list
List Of Insurance Providers
AIG TankGuard Insurance Program
National Program Administrator: Chamber Insurance Agency Services
20 Commerce Drive
Cranford, NJ 07016
Phone: 800-336-2007
Fax: 973-669-2309
Internet: www.chamberagent.com; www.aig.com
Area of Coverage: United States
Allied World Assurance Company
311 S. Wacker Drive
Suite 1100
Chicago, IL 60606
Phone: 312-646-7742
Contact: David Lau
Email: david.lau@awac.com
Internet: www.sti-bind.com
Area of Coverage: United States
Amwins Program Underwriters, Inc.
214 Senate Avenue
Camp Hill, PA 17011
Phone: 717-214-2800
Fax: 717-214-2801
Contact: Kay Zito
Internet: www.amwins.com/apu
Area of Coverage: United States
Argo Environmental
7272 E. Indian School Road
Suite 500
Scottsdale, AZ 85251
Phone: 480-751-2673
Fax: 804-327-3175
Contact: Scott Trueba
Internet: www.argolimited.com/
Area of Coverage: United States
Axon Underwriting, LLC
198 W. High Street, Somerville, NJ 08876
Phone: 908.458.9434
Fax number: N/A
Contact: Maddie Hazelgrove
Email: Mhazelgrove@axonu.com
Website: https://axonu.com/project/storage-tank-liability/
Area of Coverage: United States
Berkley Environmental
Two Ravinia Drive
Suite 1100
Atlanta, GA 30346
Phone: 404-443-2008
Fax: 888-201-8109
Contact: Greg Travis
Email: tanks@berkleyenvironmental.com
Internet: www.berkleyenvironmental.com
Area of Coverage: United States
Century Surety Insurance
550 Polaris Parkway
Westerville, OH 43082
Phone: 614-823-6321
Contact: Eric Timm
Email: ETIMM@centurysurety.com
Internet: centurysurety.com/product-offerings/environmental
Area of Coverage: United States
Chubb
c/o Chubb Environmental Risk
436 Walnut Street
Philadelphia, PA 19106
Phone: 215-640-1451
Contact: Robert Winterburn
Email: Robert.winterburn@chubb.com
Internet: www.chubb.com/us/tanksafe
Area of Coverage: United States
Crum & Forster, Environmental Division
305 Madison Avenue
Morristown, NJ 07962
Phone: 678-504-6789
Fax: 877-622-6603
Contact: Josh Bowen
Email: josh.bowen@cfins.com
Internet: https://www.cfins.com/property-casualty/surplus-specialty/storage-tank-pollution-liability-insurance/
Area of Coverage: United States
Freberg Environmental, Inc.
2000 S. Colorado Boulevard
Tower II, Suite 800
Denver, CO 80222
Phone: 720-931-2135
Fax: 303-623-8101
Contact: Kelly Schanzenbach
Internet: www.feiinsurance.com/
Area of Coverage: United States
Great American Insurance Group, Environmental Division
C/O TankAssure Program
397 Eagle View Blvd.
Suite 100
Exton, PA 19341
Phone: 617-936-8868
Contact: Heather Boyd
Email: hboyd@GAIG.com
Email: TankAssure@GAIG.com
Internet: https://GAIG.com/TankAssure
Area of Coverage: United States
Ironshore
6 Concourse Parkway, Suite 1575
Atlanta, GA 30328
Phone: 404-845-7544
Internet: https://business.libertymutual.com/industries/energy/
Area of Coverage: United States
Mid-Continent Group
1437 S. Boulder Avenue
Suite 200
Tulsa, OK 74119
Phone: 918-588-1242
Fax: 918-588-1295
Contact: Ashley Bearden
Email: abearden@mcg-ins.com
Internet: www.mcg-ins.com
Area of Coverage: AR, AZ, CA, CO, CT, DE, IA, ME, MD, MI, MN, MO, NE, NJ, NM, NY, NC, OH, OK, OR, PA, SC, TX, UT, VA, WA, WV, WI, WY
Petroleum Marketers Management Insurance Company (PMMIC)
Box 7628
Urbandale, IA 50323
Phone: 833-297-6642
Fax: 515-334-3013
Contact: Patrick Rounds
Email: info@pmmic.com
Internet: www.pmmic.com/
Area of Coverage: AZ, GA, IA, KS, NM, OR, TX, UT, WI
Philadelphia Insurance Companies
1 Bala Plaza
Suite 100
Bala Cynwyd, PA 19004
Phone: 800-873-4552
Email: ESSubmission@phly.com
Internet: https://www.phly.com/products/es-Storage-Tank-Environmental-Policy.aspx
Area of Coverage: United States
Prime Insurance Company
8722 S. Harrison Street
Sandy, UT 84070
Contact: Mike Fennell
Phone: 801-304-3788
Internet: www.primeis.com
Area of Coverage: United States except NJ
UST Owners And Operators Must Demonstrate Financial Responsibility
UST owners and operators must make sure the coverage you are offered meets federal requirements and state or local requirements that apply to your USTs. Under federal requirements, in order to fully demonstrate financial responsibility using an insurance policy, your insurance policy must provide coverage for taking corrective action and for compensating third parties for bodily injury and property damage caused by both nonsudden and sudden accidental releases arising from operating an UST. You should contact the state implementing agency where your UST is located to be sure that your insurance policy meets state requirements.
Some insurance providers sell insurance policies that provide only partial coverage, for example coverage for only third-party liability. If you decide to purchase such a policy, you will need to demonstrate financial responsibility for the remaining coverage to fully comply with the federal requirements, for example through the use of another financial mechanism. It is your responsibility to understand what type of coverage is provided by your insurance policy.
If your insurer adds your UST coverage to an existing policy, your insurer should provide you with an endorsement that conforms to the “Endorsement” criteria described in §280.97 of the financial responsibility rule at 40 CFR Part 280, Subpart H. If your insurer provides you with a new policy, it should conform to the “Certificate Of Insurance” standard also described in §280.97 of the financial responsibility rule. See more about the UST laws and regulations.
More Information About Financial Responsibility For USTs
See EPA’s Dollars And Sense: Financial Responsibility Requirements For Underground Storage Tanks (EPA 510-K-18-01), a booklet that summarizes the financial responsibility requirements.
Who's Who? Insurance Provider, Agent, Broker
EPA’s list of insurance providers provides contact information for obtaining insurance for your USTs. An insurance provider is either the insurance company itself or an independent underwriter who provides policies on behalf of an insurance company. The insurance company is the party to the insurance contract who promises to pay losses or benefits.
EPA’s list does not include agents or brokers. An agent is a person or organization who or which solicits, negotiates, or instigates insurance contracts on behalf of an insurer and can be independent or an employee of the insurer. A broker is an insurance intermediary who represents the insured rather than the insurer.
How To Add Your Provider To EPA's List
Contact Beth Zelenski at zelenski.elizabeth@epa.gov for revisions or additions to the list.